Non-Retirement and the Serial Entrepreneur with Tim Norwood

Non-Retirement and the Serial Entrepreneur with Tim Norwood

Join Chip Munn, CEO of Signature Wealth Group and Senior Wealth Advisor with RJFS as he interviews Tim Norwood, Executive Vice President of Sales and Governmental Relations at Synergi Partners and the owner of Victor’s Bistro, an upscale local bistro in Florence, South Carolina.



In the mid-1990s, Tim and his partners built a small business into the largest tax consultant company in the country for employment tax credits. In 2003, they sold that business to a data processing company. Tim calls this his first “retirement.” He was forty-seven years old and looking to retire, but he ended up working another twelve years. When he left there, he and his partners bought a small tax consulting business in Alabama and moved it to their small town in South Carolina, where it still thrives today.

In 2004, he ran for the South Carolina State Senate, and in a very close and controversial race, ended up losing. When he lost that election, he went back the data processing company where he stayed for another dozen years. In 2015, he retired—again.  He felt the need to be active and stimulated, to have new goals and to look to the future. He told me, “The possibilities of what life brings, or what investments bring, or what business brings keeps you young. I never see myself truly retiring. Retiring is where you wake up in the morning, don’t have a watch on, and you don’t know what day of the week it is. You just play golf simply exist. I can’t do that. I have to be a contributor. I need to be giving to a business or an organization. That’s what makes me happy.”

“My retirement remix,” he told me, “is that five years from now I may not work a full week, but I’m going to have an office to go to. I’m going have a computer, I’m going to attend some meetings, do some Chamber of Commerce work, and get involved with economic development. And I may exercise more!”

Tune in to episode two of The Retirement Remix now to hear Chip and Tim explore:

  • Why Chip jokes that Tim has ‘failed’ at retirement twice. 
  • Why your circle of influence and your work in the community is so important to a modern retirement. 
  • Why someone who worked many years in the financial sector – buried in tax codes and credits – opened a bistro in retirement.
  • Some of the biggest challenges Tim faced going from a corporate career structure to an entrepreneurial journey.


The goal of The Retirement Remix Podcast is to engage in real conversations with real people about how we actually retire.

The Retirement Remix brings a fresh, flexible approach to retirement planning and goal setting. Grab your copy of our crucial resource to beginning your unique retirement journey, The Six Steps to Your Remix, here. 





The Retirement Remix Book


Read more of Jill’s story in The Retirement Remix Book, A Modern Solution to an Old School Problem. 

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*Any opinions are those of Tim Norwood and Chip Munn and not necessarily those of Raymond James. This information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete.
Source: Chip Munn, Award Winning Advisor https://onwallstreet.financial-planning.com/slideshow/top-10-regional-advisors-under-40  *Each year On Wall Street ranks the highest-producing advisers in wealth management who are under 40. Several hundred candidates were considered and 10 were chosen to receive the award. Finalists had to be no older than 39 as of Dec. 31, 2015 and be employed at a major, leading regional brokerage firm. Trailing 12-month production as of 9/30/15 is then used to compile the ranking. AUM may also be taken into account. The ranking may not be representative of any one client’s experience, is not an endorsement, and is not indicative of advisor’s future performance. Neither Raymond James nor any of its Financial Advisors pay a fee in exchange for this award/rating. On Wall Street is not affiliated with Raymond James.
Chip Munn
Chip Munn
Chief Executive Officer
Senior Wealth Advisor, RJFS 
Chip Munn is the chief executive officer of Signature Wealth, a growing wealth management community serving financial advisors, their teams, and their clients throughout the Southeast. He leads business growth across 15 office locations and mentors advisors and clients alike. After graduating Magna Cum Laude from Clemson University with a degree in education, Chip began his career as a classroom teacher. He quickly realized that his entrepreneurial mindset, combined with his teaching skills, was a better fit for a wealth management career and transitioned into finance. Chip has been consistently named a Forbes Best-In-State Wealth Advisor (2021, 2022, 2023, 2024) as he and his partners have driven the expansion of the group from a small three-person team to a regional wealth management group with 55+ team members. Chip often says, "None of us is as smart as all of us." He's built Signature on the foundation of a group effort, allowing his team to each contribute their own expertise. This philosophy has curated a culture-driven community that continues to thrive alongside Chip and his leadership team. An advocate for the women in his life, Chip set an all-female board within his organization to launch the Women's Worth Alliance, a financial storytelling and networking initiative for women, in 2020. Chip is the author of Leap Before You Look and The Retirement Remix and hosts The SignatureLife Show and Maximum Advisor, an advisor growth podcast. He regularly contributes to financial publications like Financial-Planning.com, Barron's, and The Street's Retirement Daily. In his personal life, Chip and his wife, Trish, a photographer and WBTW News13 News Anchor, have four sons: Carson, Christian, Hampton and Turner. They love to travel, watch Clemson football, and spend time at the beach. Chip is also an avid reader and aims to complete more than 100 books each year.


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