You wake up in the morning, get yourself a healthy breakfast, and sit down to check in on the daily news of our world. Even after leaving the workforce, our days and our lives still find a way to develop some element of routine or predictability. You lean on a few established activities or events that you enjoy participating in regularly and sprinkle in new activities or hobbies as the pique your interest to keep your days interesting. 

 

However, we all have times in our lives when we are thrown a curveball (often in the form of a phone call) that we never would’ve planned into our day. Unexpected situations such as someone you love becoming injured or diagnosed with a serious illness, trouble with your health, or even sudden, significant home or property repairs.

 

No matter how many routines or plans we try to make, life always finds its way back to natural unpredictability. These are the moments that our clients are glad to have an advisor by their side. Some situations may not seem to have an immediate monetary impact but may have lasting, unforeseen implications in the future. These are implications that a trained, experienced professional advising your family can help you identify and plan for in advance.

 

Without someone you feel comfortable reaching out to who can be clear-headed and objective during these times, it can be challenging to feel secure or know how to move forward confidently. We care deeply for our clients while also retaining the ability to be objective in our mission to help protect their families’ legacy. Having an advisor means having a confidant that you can trust to help guide you and walk with you down the winding roads of life and retirement. 

 

As surprising as it may seem, the number one most common question we receive from our clients has nothing to do with finance, portfolios, or investing. It is merely ‘what would you do’? 

 

Our clients (and occasionally their friends or family) are merely seeking counsel, understanding, and security in a plan to move forward. Often if they are not our clients directly, they asked this question of their professional, and they didn’t feel confident or supported in the response and service they received. 

 

We believe in creating comprehensive plans for our clients that already take these potential situations into account, and map out their next steps forward clearly in writing and in advance. We often hear about the reassurance they feel knowing they can refer to their Signature Life Plan for answers and action steps created uniquely and individually for their family.

 

Our clients don’t have to sit anxiously by the phone waiting for us to open to ask ‘what would we do?’, they have a written plan they can refer to know how we decided before this emotional time how they would progress forward.    

 

Whether you are a current client of ours, have an advisor, or need an advisor, we’re doing virtual planning sessions, please get in touch with us to get you set up for yours. 

 

Opinions expressed in the article are those of the author and are not necessarily those of Raymond James. All opinions are as of this date and are subject to change without notice. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Shares acquired via an exercise of employee stock options are subject to resale restrictions. Restricted stock is nontransferable and must be traded in compliance with special Securities and Exchange Commission (SEC) regulations. Holding stocks for the long-term does not insure a profitable outcome. Investing in stocks always involves risk, including the possibility of losing one’s entire investment.
While we are familiar with the tax provisions of the issues presented herein, as Financial Advisors of RJFS, we are not qualified to render advice on tax or legal matters. You should discuss tax or legal matters with the appropriate professional.
mm

About Jonathan Tait, CFP, CPFA

As a Certified Financial Planner™, and Certified Plan Fiduciary Advisor, Jon believes in empowering and motivating clients and their families to strive for their goals, both financial and otherwise. Jon was inspired to a career in financial services by his father, who was also a CFP™ with Raymond James. Jon worked with his father after graduating from UNC-Chapel Hill in 1999 until moving on to be hired at the Raymond James home office, beginning as a Research Liaison, working his way up to Senior Research Associate. Then, in 2007, Jon returned to North Carolina to open up his own Raymond James office in Leland. Jon spends time with his wife, Kristin, and son, Turner, outside of the office. They enjoy outdoor activities including soccer, biking or beach days. Jon is an active member of many local organizations, such as the Leland Area Rotary Club, the North Brunswick Chamber of Commerce, and the Novant Brunswick Hospital Board of Trustees.