When you know what to look at and plan for, you build a holistic financial plan that works.
We look at everything.
Funding tax-favored retirement accounts ( 401(k), 403(b), etc.) and exploring investment options such as taxable brokerage accounts and real estate.
The right insurance plans are a great investment; with them, you gain confidence and the assurance that you are working to build a better future. Without it, you could be risking your financial security.
Investing and Asset Growth
Determine the right accounts and asset allocation and identify specific investments to satisfy your target mix. In addition to monitoring your investments, we'll be there when life events call for adjustments.
Estate and Beneficiaries
Establish a will and estate planning documents (e.g. powers of attorney, medical directives, trust, etc.) to take control over the ways your wealth will provide for loved ones, business associates, or charitable organizations.
There’s so much more to retirement than simply not working. Retirement income, Social Security, health & long-term care, and longevity planning should all be considered. Our Signature Life Plan has you covered.
Benefits and Liabilities
From healthcare to pensions to disability and other programs, benefits are an important part of your compensation package and have a big impact on your long-term financial planning and financial health.
We Understand Physician's Needs
We admire your pledge to honor the relationships you develop with your patients; there's a bedrock of trust required to understand your patient's unique needs and create a care plan tailored to them. We’re committed to providing the same to you.
Layering risk management, wealth management, and asset protection strategies to achieve a balanced and optimized lifestyle for physicians.
If you've wondered about it,
we've likely helped a doctor with it.
We understand that your schooling and training are much more extensive than professionals in other disciplines. This delayed start affects your retirement savings. Eradicating the mountain of student loan debt from medical school can be overwhelming. We've helped many physicians just like you design a financial plan through all stages of their careers.
As a physician, your salary may increase commensurate with the demands of your medical career. And as you know, high earners pay a significant portion of their earnings in local, state, and federal taxes. You need a strategy that navigates your specific needs.
Building an emergency fund
Buying or building a home
Calculating how much life insurance to buy
Choosing a donor-advised fund
Choosing an asset allocation
Choosing new employee benefits
Choosing the best 529 plan
Cleaning up old accounts
Considering a cash balance plan
Considering a job change,
Contributing to Traditional IRAs
Determining how much risk to take
Taking out a doctor loan
Finding a new accountant
Finding a place for extra money
Rolling over an old 401(k)
Setting up a budget
Setting up a solo
401(k) for locums earnings
Setting up backdoor Roths
Shopping for disability insurance
Signing advanced directives
Navigating public service loan forgiveness (PSLF)
Picking funds for a 403(b)
Putting estates in a trust
Refinancing student loans
Finding the right place to invest
Funding a trust account for kids
Getting a will in place
Getting ready to actually retire
Harvesting tax losses
Investing in a Health Savings Account (HSA)
Looking for tax breaks
Looking for tax efficient mutual funds
Managing 401(a) accounts
Maxing out profit-sharing plans
Monitoring investment returns
Moving to a better bank
Moving toward debt freedom