Signature Life
The SECURE Act and You: 6 Ways It Impacts the Individual Investor
We believe it’s of critical importance that you stay informed of any key changes that may affect your retirement and estate planning – in easy-to-understand language. In alignment with this belief, please feel welcome to review the following information on the SECURE Act, passed in December of 2019. The SECURE Act is a piece…
Read MoreWhy Not You? Why Not Now? Stop Settling and Start Living Your Signature Life
It was another cold morning in December. I drove down Irby Street on my way to work at a local middle school, for what must’ve been the 80th time. This time though, something was different. As I passed by Roses department store, I realized I could probably make as much money stocking shelves as…
Read MoreAvoid These 4 Financial Planning Pitfalls To Step It Up in 2020
Financial success is all about intention and, you guessed it, planning. All too often, people simply do not give enough consideration to not only create an initial vision and plan but ensuring to revise that vision and strategy as their lives evolve. When it comes to your plans for the financial future, what -is-…
Read More6 Ways to Navigate Your Next Salary Negotiation with Ease
Salary negotiations can feel stressful. For many people, the idea of barging into a manager’s office and demanding a raise inspires a wide range of conflicting emotions, from fear to hope and everything in between. While many workers would like (or need) to take this step to continue feeling valued in their careers, the fact…
Read MoreYour Retirement Location Is Critical to Your Financial Planning. Here’s Why:
Where you plan to live when you retire impacts a lot more than just the view you have beyond your kicked-up feet when relaxing. If you haven’t given some serious thought to this topic, we’re here to say: you should. Where you intend to live after you retire can significantly impact your finances if you…
Read MoreProtecting Your Financial Information
Protecting your financial information is always a top priority for us. The Internal Revenue Service (IRS) recently reminded us that tax-related scams are still pervasive. I believe you can never be too careful when it comes to protecting your information privacy. Here are some suggestions for thinking ahead of potential scams: Never share…
Read MoreRetiring Misconceptions & Concerns About Your Golden Years
Recently, I ran across a list of frequently asked questions about retirement that I found a little bit alarming. Two of the questions that really struck me centered around whether or not retirement causes depression and whether or not retirement can ruin your marriage. I spend much of my day talking with clients about their…
Read MoreFinding Balance Before Retirement
It seems that everywhere you turn today, you hear social leaders and lifestyle coaches proclaiming how you, too, can begin to lead the life you’ve always dreamed of by working hard, investing your funds and practicing frugal habits. All of this is geared towards the goal of retiring at a previously unheard of age. Examples…
Read More401K Rollover: Understanding The Truth and Options
A 401k is, by definition, a retirement plan sponsored by your employer. These plans are designed to encourage employees to put away a portion of their earning for their retirement. Many 401K plans even offer an amount of percentage match of contribution, at the discretion of the employer. There are annual limits set each year…
Read MoreMillennial Money – Why & How to Take the First Step in Saving for Retirement
You’re young, and you just started your first real career job. It feels invigorating and motivating to finally have hit your stride in the professional world and you have your whole career and life in front of you. Even though retirement feels like it is on the distant horizon, it is vital that you start…
Read More