The Signature Blog

Practical tips and resources on building your ideal life.

 

Choose a topic you need help with or scroll through the posts below and explore our approach to money and life.

Retirement, Location, Signature Wealth Strategies - Florence, SC

Your Retirement Location Is Critical to Your Financial Planning. Here’s Why:

Where you plan to live when you retire impacts a lot more than just the view you have beyond your kicked-up feet when relaxing. If you haven’t given some serious thought to this topic, we’re here to say: you should.…

Read More
Student Loan, Debt, Signature Wealth Strategies - Florence SC

Simple Guidance for the Complex Decision of Student Loans

Scribbling your signature on a piece of paper (or sometimes even just clicking on a computer) to take out a student loan for college is an easy, fast process. Quite possibly, too quick and easy. Though simple to agree to,…

Read More
signature wealth strategies market update

Market Update June 2019

After a relatively tough month in May, with the S&P 500 index down about 6.5%, we’ve had a dramatic reversal in June, gaining about 5% as of June 13th. As always, there’s no shortage of headlines, with oil tankers, China…

Read More
budget,

Facing the Truth and Creating a Budget

An unfortunate reality is that many people do not have an accurate picture of their financial well-being. All too often it can be easy to fall victim to the mentality of not wanting to honestly analyze your financial decision-making and…

Read More
2018March-market-update

Market Update May 2019

  As I write this, the market is all over the place due to uncertainty of our trade agreements with China.  Terms were not met as of last night’s deadline, so additional tariffs will be imposed on imports from China. …

Read More
Clear vision, financial plan, Signature Wealth Strategies Florence SC

6 Pillars on Which to Build Your Foundational, Clear Vision for Your Future (And Financial Success)

  It’s always great when you have a plan in motion. When individuals and families save for the future, no textbook method works for everyone. Be that as it may, it can be hard to find out how much you…

Read More

Your Golden Ticket: 6 Ways to Manage Your Credit Score (With Minimum Effort)

Loans applications, debt payments, and interest rates are part of everyday reality for millions of Americans. Whether it’s car payments, student loans, the mortgage on your dream house, or something else, debt is common and sometimes necessary, which is why…

Read More
Lose the Shoebox, Taxes, Tax Preparation, 2020 Taxes, Signature Wealth Strategies Florence SC

Lose the Shoebox: 10 Ways to Set Yourself Up for a Stress-Free Tax Season in 2020 and Beyond

Woo-hoo, your taxes are done! Now you can sit back, shove that grungy shoebox of receipts back under your bed for another year! I mean, you could do that, but that doesn’t mean you should. Are you someone who is…

Read More
Estate Planning, Charitable Giving, Signature Wealth, Florence SC

Leveraging Your Legacy: Structuring Your Charitable Endeavors into Your Estate

  No matter where you are in your journey to retirement, one thing that should still be at the forefront of your mind is your legacy. What kind of charitable impact are you planning to leave behind, not just for…

Read More
market-update

Market Update March 2019

Given the stock market (S&P 500) pullback over the past 2 weeks, I wanted to provide my thoughts on what might be happening.  First, I think this is just a fairly normal reaction to the very abnormal run higher we…

Read More
IRA. Traditional IRA, Roth IRA, Retirement Savings, Retirement, Wealth, Signature Wealth Strategies, Florence, SC

Finding the IRA Type for You: Nine Comparisons to Put You on the Right Path

There are two common types of individual retirement accounts (IRAs), traditional IRAs and Roth IRAs. Many people often look for one of these plans as a retirement fund. They are both designed to help you save money but in entirely…

Read More

Take Your Financial Future Off Autopilot & Grab The Control Wheel

As the old saying goes: “the best-laid plans of mice and men often go awry.” This adage is true for almost anything that requires planning, which includes your financial future. All too often, clients will figure out an outline of…

Read More
financial education, children, budgeting, Signature Wealth Strategies Florence SC

The Critical Importance of Financial Education at a Young Age (And Why It Isn’t Negotiable)

It is an unfortunate reality that many times, kids do not get adequate (or really any) financial education while in school. However, this is a fundamental survival and life skill that needs to be taught to youth from very early.…

Read More
2018June-Market-Update

Market Update February 2019

  What a nice rally we got in January!  Through February 12, the S&P 500 is up about 9.5% in 2019.  That’s a nice change following December.  There’s no sense belaboring the events of the end of 2018, but I…

Read More
Personal Information, Scam, Signature Wealth Strategies - Florence SC

Protecting Your Financial Information

  Protecting your financial information is always a top priority for us. The Internal Revenue Service (IRS) recently reminded us that tax-related scams are still pervasive. I believe you can never be too careful when it comes to protecting your…

Read More
Signature Wealth Strategies 3 Year Anniversary

Cheers to 3 Groundbreaking Years

From office moves and staffing changes to major client successes and amazing  growth, it has been a fantastic three years for us since starting Signature Wealth Strategies. It doesn’t seem that long ago now, but on February 5th, 2016, our…

Read More
2018May-market-update

Market Update January 2019

  With this recent market rally, up about 12% on the S&P 500 since the December 24 close, I wanted to give an update on current market conditions. Since the 9/21/18 high of 2940 on the S&P 500, we are…

Read More
retiring misconceptions

Retiring Misconceptions & Concerns About Your Golden Years

Recently, I ran across a list of frequently asked questions about retirement that I found a little bit alarming. Two of the questions that really struck me centered around whether or not retirement causes depression and whether or not retirement…

Read More