The Signature Blog
Practical tips and resources on building your ideal life.
Choose a topic you need help with or scroll through the posts below and explore our approach to money and life.
Market Update June 2019
After a relatively tough month in May, with the S&P 500 index down about 6.5%, we’ve had a dramatic reversal in June, gaining about 5% as of June 13th. As always, there’s no shortage of headlines, with oil tankers, China…
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Your Retirement Location Is Critical to Your Financial Planning. Here’s Why:
Where you plan to live when you retire impacts a lot more than just the view you have beyond your kicked-up feet when relaxing. If you haven’t given some serious thought to this topic, we’re here to say: you should.…
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Simple Guidance for the Complex Decision of Student Loans
Scribbling your signature on a piece of paper (or sometimes even just clicking on a computer) to take out a student loan for college is an easy, fast process. Quite possibly, too quick and easy. Though simple to agree to,…
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Facing the Truth and Creating a Budget
An unfortunate reality is that many people do not have an accurate picture of their financial well-being. All too often it can be easy to fall victim to the mentality of not wanting to honestly analyze your financial decision-making and…
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Market Update May 2019
As I write this, the market is all over the place due to uncertainty of our trade agreements with China. Terms were not met as of last night’s deadline, so additional tariffs will be imposed on imports from China. …
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6 Pillars on Which to Build Your Foundational, Clear Vision for Your Future (And Financial Success)
It’s always great when you have a plan in motion. When individuals and families save for the future, no textbook method works for everyone. Be that as it may, it can be hard to find out how much you…
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Your Golden Ticket: 6 Ways to Manage Your Credit Score (With Minimum Effort)
Loans applications, debt payments, and interest rates are part of everyday reality for millions of Americans. Whether it’s car payments, student loans, the mortgage on your dream house, or something else, debt is common and sometimes necessary, which is why…
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Lose the Shoebox: 10 Ways to Set Yourself Up for a Stress-Free Tax Season in 2020 and Beyond
Woo-hoo, your taxes are done! Now you can sit back, shove that grungy shoebox of receipts back under your bed for another year! I mean, you could do that, but that doesn’t mean you should. Are you someone who is…
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Leveraging Your Legacy: Structuring Your Charitable Endeavors into Your Estate
No matter where you are in your journey to retirement, one thing that should still be at the forefront of your mind is your legacy. What kind of charitable impact are you planning to leave behind, not just for…
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Finding the IRA Type for You: Nine Comparisons to Put You on the Right Path
There are two common types of individual retirement accounts (IRAs), traditional IRAs and Roth IRAs. Many people often look for one of these plans as a retirement fund. They are both designed to help you save money but in entirely…
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Take Your Financial Future Off Autopilot & Grab The Control Wheel
As the old saying goes: “the best-laid plans of mice and men often go awry.” This adage is true for almost anything that requires planning, which includes your financial future. All too often, clients will figure out an outline of…
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The Critical Importance of Financial Education at a Young Age (And Why It Isn’t Negotiable)
It is an unfortunate reality that many times, kids do not get adequate (or really any) financial education while in school. However, this is a fundamental survival and life skill that needs to be taught to youth from very early.…
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Cheers to 3 Groundbreaking Years
From office moves and staffing changes to major client successes and amazing growth, it has been a fantastic three years for us since starting Signature Wealth Strategies. It doesn’t seem that long ago now, but on February 5th, 2016, our…
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Retiring Misconceptions & Concerns About Your Golden Years
Recently, I ran across a list of frequently asked questions about retirement that I found a little bit alarming. Two of the questions that really struck me centered around whether or not retirement causes depression and whether or not retirement…
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Why You Need a (New) Financial Advisor for Your Divorce
No matter who you are, divorce is an incredibly upsetting and often disruptive and destructive life experience to have to go through. Depending on your situation, there may be so many different facets to your split that it can seem…
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Retirement Planning by the Decade
No matter how old you are, it’s never too early to start planning for retirement. Pretty much as soon as you start working and earning money, you should be thinking about how you’re going to be saving for when you…
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Finding Balance Before Retirement
It seems that everywhere you turn today, you hear social leaders and lifestyle coaches proclaiming how you, too, can begin to lead the life you’ve always dreamed of by working hard, investing your funds and practicing frugal habits. All of…
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The 12 Budget Tips of Christmas
Does the thought of making it through the holiday season give you a little anxiety about your budget? You’re not alone. Spending has become synonymous with the Christmas and holiday season. According to a report from USA Today, retail store…
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