How does SECURE Act 2.0 change saving for retirement?

Washington Policy Analyst Ed Mills outlines key components of the new legislation. The year-end fiscal 2023 government funding bill contained legislation that makes the most significant changes to the U.S. retirement savings system in decades. The SECURE Act 2.0 legislation builds on retirement savings changes passed in 2019 and contains new provisions that further raise…

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Homes smart enough to save you money

sws blog_homes smart enough to save

FAMILY & LIFESTYLE When it comes to smart home technologies, there is an abundance of options. Here are some we think are worthy investments. It’s been reported that Oprah Winfrey has a high-tech ski home in Telluride, Colorado, that boasts a radiant heat system that allows her to skip shoveling snow from the driveway. And…

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The Fed and the Housing Market

Chief Economist Eugenio J. Alemán discusses current economic conditions. The Federal Reserve Bank (Fed), the central bank of the United States, has a difficult task ahead. The most important objectives of the Fed are: “maximum employment, stable prices, and moderate long-term interest rates in the United States.” In order to do that, the Fed has,…

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7 Ways To Boost Your Savings

Discover smart options to grow your savings. Although saving more takes some effort, it may be easier than you think – there may even be “free” money available that can help. Here are some tips: Take advantage of an employer match. If they’ll match 3%, you’ve just covered 6% of your retirement savings goal when…

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Social Security Myths and Misconceptions

RETIREMENT & LONGEVITY Learn how to get the most from your hard-earned benefits. There’s no doubt about it. Filing for Social Security can be daunting. There’s a ton of information – and misinformation – to weed through, as well as the need for some calculations based on several variables. Your benefits depend on your age,…

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Trim Your Future Tax Bill by Thinking Ahead

Signature Wealth Strategies, Tax Planning, Florence SC

Don’t procrastinate when it comes to prepping for tax season. The tax code can be a labyrinth to navigate. Nevertheless, taking action now – while you, your financial advisor and accountant have time to think through the possibilities and maximize your tax savings – could be more than worth the effort. Consider adding one or…

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Helping You Plan Today For The Tomorrow You Envision

Longevity is here to stay. But it’s quality – not just quantity – of life that truly matters. Fortunately, we’re here to help you with both. According to the World Health Organization, global average life expectancy has risen by more than six years in the past two decades. That’s why it’s more important than ever…

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Home, Sweet Home(s): Investing in Real Estate

Real estate investing

In his celebrated 1822 song, Home, Sweet Home, playwright John Howard Payne profoundly and firmly holds his own home as a more revered spot than a royal palace (even if the said home is a “lowly thatched cottage”). While you may not know Payne by name, you’ll undoubtedly be aware of his brilliant and imperishable…

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The Essential Checklist for Selling Your Business

selling a business essential checklist

Congratulations! The due diligence is done, and you and the buyer are satisfied with the deal. You’re getting ready to schedule a closing date where you and the buyer, along with your advisors and other professionals, will dot the i’s and cross the t’s. So what should you expect before crossing the finish line? Be…

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